Effective Date: 1 January 2026

1. Use of Website

You may access and use this website for lawful personal or business purposes.

You agree not to:

• Use the website for unlawful, fraudulent, or harmful activities
• Copy, reproduce, or redistribute website content without prior written permission
• Attempt to disrupt, overload, interfere with, or gain unauthorized access to the platform or its systems

2. Intellectual Property — Courses, Materials & Tools

All training content, documents, forecasting tools, reports, analytical outputs, and downloadable materials provided by Treasury TradingHub are the intellectual property of Trading Hub.

Users are granted a non-transferable, non-exclusive license to use these materials within their own organization only.

Users may not:

• Republish, resell, or commercially exploit materials
• Distribute materials publicly or to third parties
• Modify, reverse-engineer, or recreate underlying methodologies
• Claim ownership or authorship of Trading Hub content

3. SaaS Applications & Analytical Tools

Our cloud-based applications, including forecasting, scenario analysis, anomaly detection, and reporting tools, are provided to support internal financial planning and decision-making.

Users remain fully responsible for:

• Interpreting outputs appropriately
• Applying professional judgment
• Ensuring compliance with internal policies and regulatory requirements

All tools and outputs are provided for internal use only.

Treasury TradingHub does not guarantee accuracy, completeness, or suitability of any model, scenario, or forecast output.

4. Data Uploads & Handling

Users may upload financial or operational data to the platform for processing and analysis.

By uploading data, users confirm that:

• They have the right and authority to share such data
• The data does not violate confidentiality agreements or regulations

Treasury TradingHub:

• Processes data solely for the purpose of delivering the requested analysis
• Does not modify the original uploaded dataset
• May store uploaded data securely for processing, audit, and service delivery purposes

Users are responsible for ensuring that uploaded data complies with their internal data governance policies.

5. Advisory & Training Services

Advisory and training services provide guidance on:

• Forecasting methodologies
• Analytical workflows
• Reporting clarity
• Governance frameworks

These services do not constitute financial advice, investment advice, or regulated financial services.

6. Payments & Refunds

All SaaS subscriptions, training sessions, and advisory services must be paid in advance.

Refunds may be issued only if:

• A service cannot be delivered; or
• A verified technical issue prevents access to the service

Once services are delivered or content has been accessed, refunds are not available.

7. Data & Privacy

We collect only the information necessary to deliver our services.

We do not sell or distribute personal data except when required:

• To deliver services through trusted providers (e.g. cloud hosting, payment or CRM systems), or
• To comply with applicable legal obligations

Please refer to our Privacy Policy for full details.

8. Limitation of Liability

Treasury TradingHub is not liable for:

• Business or financial losses resulting from the use of our tools or materials
• Decisions based on forecasts, scenarios, or analytical outputs
• Service interruptions caused by third-party platforms or cloud providers

All outputs are provided “as-is” for internal organizational use.

9. Amendments

Treasury TradingHub may update these Terms from time to time.

Continued use of the website or services indicates acceptance of the updated Terms.